PUBLIC COMPLIANCE PAGE — PÁGINA PÚBLICA

SMS Opt-In & Message Flow

MES FINANCE LENDING LLC is a direct lender. We fund, approve and service our own personal loans. We are not a lead generator, affiliate network or multi-level marketing program. This page is public and requires no login, so reviewers can verify our entire opt-in flow and consent language.

Public opt-in URL (no login required)

The opt-in checkbox lives on our public loan pre-application form:

https://mesfinancelending.com/solicitar

The checkbox is unchecked by default and consent is entirely optional: the applicant can submit the form without checking it, and SMS consent is never a condition of applying. No message is ever sent to a phone number that has not opted in on this public page.

Open the public opt-in form

1. Opt-in workflow (single path)

We use exactly one opt-in path — a web form. There is no keyword opt-in, no paper form, no verbal opt-in and no purchased or third-party list.

  1. The visitor opens the public page https://mesfinancelending.com/solicitar (“Solicita tu préstamo ahora” / “Apply for your loan now”).
  2. The visitor fills in their own contact and employment information, including their mobile phone number.
  3. The visitor reads the consent checkbox shown verbatim in section 2 below. It is unchecked by default and entirely optional: the visitor may check it to consent to receive one-time passcode messages, or leave it unchecked and still submit the application.
  4. The visitor presses “ENVIAR SOLICITUD” (Submit application) to submit the form.
  5. Later, when that customer chooses to sign in to the client portal, they enter their phone number and we send a single 6-digit one-time passcode (OTP) so they can authenticate. A message is only sent in response to a sign-in the customer just requested.

2. Consent language shown next to the checkbox (verbatim)

Acepto ser contactado por MES FINANCE LENDING LLC acerca de mi solicitud por teléfono o correo electrónico, y acepto recibir mensajes de texto (SMS) con códigos de verificación de un solo uso (OTP) para acceder de forma segura al Portal del Cliente. No recibiré mensajes SMS de marketing ni promocionales. La frecuencia de mensajes depende de cuántas veces solicite acceso al portal. Pueden aplicar tarifas de mensajes y datos. Responda STOP para cancelar y HELP para obtener ayuda. El consentimiento no es una condición para obtener un producto o servicio. Su información móvil y su consentimiento para recibir SMS no se comparten con terceros ni afiliados para fines de marketing o promoción. Consulte los Términos y Condiciones y la Política de Privacidad.

English translation of the same checkbox:

I agree to be contacted by MES FINANCE LENDING LLC about my application by phone or email, and I agree to receive text messages (SMS) containing one-time verification passcodes (OTP) to securely access the Client Portal. I will not receive marketing or promotional SMS. Message frequency depends on how many times I request access to the portal. Message and data rates may apply. Reply STOP to cancel and HELP for help. Consent is not a condition of purchase. My mobile information and SMS consent are not shared with third parties or affiliates for marketing or promotional purposes. See the Terms and Conditions and the Privacy Policy.

3. Message flow and sample message

Use case: two-factor authentication / one-time passcode only. Messages are transactional, triggered by the customer, and never used for marketing, promotions, collections, reminders, document requests or account updates.

SAMPLE MESSAGE

Su código de acceso a Mes Finance Lending es 123456. No lo comparta. Responda STOP para cancelar, HELP para ayuda.

Frequency: one message per sign-in attempt requested by the customer (typically 1–4 per month). Message and data rates may apply.

Opt-out: reply STOP at any time to stop all messages. Help: reply HELP or email admin.mesfinance@gmail.com.

4. Privacy of mobile information

Mobile phone numbers and SMS consent are never sold, rented, shared or transferred to third parties, affiliates, third-party lenders or marketing networks for marketing or promotional purposes. Numbers are used only to deliver the one-time passcodes described above.